SME Lease

SME & Start-Up Business Financing Through M.I.S.S

Starting or expanding a business requires the right resources, but getting access to finance can sometimes be a major challenge. For many small and growing businesses, approaching a bank for a loan can mean lengthy processes, extensive documentation, strict collateral requirements and long waiting periods—with no guarantee that the application will be approved.

At M.I.S.S (Micro Investment Support Services Ltd.), we understand the realities that business owners face. That is why we provide flexible lease financing solutions designed to help businesses acquire the equipment, vehicles and other productive assets they need to start, grow or expand their operations.

Get the Capital You Need to Start or Grow

A new business may not yet have a long financial or credit history. We understand that. Rather than looking only at the history of the business, we consider the strength of the business idea, the applicant’s financial capacity, cash flow and overall ability to repay the facility.

Where appropriate, we may also consider the applicant’s previous business experience, industry knowledge, existing income and available assets when assessing a financing request.

Our goal is simple: to make it easier for viable businesses to access the assets they need to succeed.

Our SME Lease Financing

Our Small and Medium Enterprise (SME) Lease Financing is designed for registered and unregistered economically active individuals and businesses with adequate and acceptable cash flow.

Eligible applicants can access lease financing of up to ₦5,000,000, subject to our credit assessment and approval process.

The facility can be used to acquire productive assets and equipment that support business operations, expansion and income generation.

Businesses We Can Finance

Our SME lease financing supports a wide range of businesses, including:

Commercial Transport

• Cars and commercial vehicles
• Buses
• Other vehicles used for income-generating activities

Education & Learning Services

• Schools
• Vocational and skill acquisition centres
• Bookshops
• Educational support businesses

Health & Medical Services

• Hospitals and clinics
• Pharmacies
• Medical laboratories
• Other healthcare-related businesses

Agriculture & Agro-Processing

We support businesses involved in the agricultural value chain, including:

• Fish feed processing
• Poultry feed processing
• Cassava processing
• Agricultural produce processing
• Bakery and confectionery businesses
• Other agricultural and food-processing activities

Professional & Service Businesses

• Medium and large-scale laundry businesses
• Other established service-based businesses with viable cash flow

Cooking Gas & Accessories

• Cooking gas retail businesses
• Gas accessories dealers
• Related equipment and business assets

Hospitality & Food Businesses

• Hotels
• Restaurants
• Bars and lounges
• Other hospitality-related businesses

Why Choose M.I.S.S?

At M.I.S.S, we believe that access to the right financing can make a significant difference in the growth of a business.

Our lease financing is designed to help you:

• Acquire the equipment or assets your business needs
• Expand your existing operations
• Increase your earning capacity
• Improve productivity and service delivery
• Start a new income-generating business
• Grow your business without the complexities often associated with traditional bank loans

Your business may be small today, but with the right support, it can become much bigger tomorrow.

If you have a viable business or a business idea that requires productive assets to get started or expand, talk to M.I.S.S today about your financing options.